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Data Scientist - Credit Risk Analytics (5-9 yrs) Mumbai (Analytics & Data | Scientist in Scien1

Grizmo Labs

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Data Scientist - Credit Risk Analytics (5-9 yrs) Mumbai (Analytics & Data

Location:
Mumbai
Description:

About The Role: - Analyze, build, validate and document credit risk models using best practices. - Hands-on experience in using statistical methods and / or expert judgement based techniques for developing and implementing credit risk scorecards and strategies. - Derive insights from data and communicate these insights effectively to the stakeholders Data visualisation and presentation of reports to the regulator and senior management on a regular and adhoc basis. - Ability to work with (collect, prepare, process, summarise) large and sometimes unstructured data sets with attention to detail. - Partner with external entities including Bureaus, Software application providers, and Lenders to advance the synergies found for business growth. - Coordinate all administrative aspects of portfolio management on a day to day basis including, but not limited to, identifying unlinked outstanding, over limits, temporary facility extension or increases. - Stand for reliability, integrity and consistency in using the underlying data and insights generated.About You: - At least 6 years of experience in the areas of credit risk management and data analytics with a top fintech and / or a private sector bank of India or overseas. - Degree in statistics, engineering or econometrics (or equivalent professional qualifications) with hands-on experience in statistical model development, implementation, validation and use is desirable. - Extensive experience and expertise in using any SQL / Python. - Strong experience in areas like delinquency or loan loss forecasting, expected credit losses capital computation under advanced approaches. - Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantage. - Credit concepts, policy/regulatory framework, loan and card products. - Strong technical skills - Excel, data mining and management, Microsoft office. - Self-starter and Go-getter. - Strong communicator and interpersonal skills. Team player. (ref:hirist.tech)
Education/experience:
2 To 5 Years
Company:
Grizmo Labs
Posted:
May 28 on hirist
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